Stay Safe from Charity Scams Tips to Protect Your Donations

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Here’s how it works
You may receive a call from an unfamiliar number, possibly displaying a company name on the caller ID. The caller claims to represent a charity, seeking urgent donations for a recent disaster or “worthy cause.” They will often use emotional appeals, mentioning displaced children, pets, or communities in crisis and pressure you to donate immediately.

If you hesitate, they will become more persistent, pushing harder for your money. This is a scam. Legitimate charities do not pressure people into making rushed donations.

To protect yourself, the FBI offers the following essential tips

  • Donate to trusted, established charities with a proven track record.
  • Be cautious of organizations with names similar to reputable ones, as scammers often use variations of well-known charity names to trick people.
  • Be skeptical of new organizations claiming to assist victims of recent disasters or emergencies.
  • Research charities using trusted resources such as the Federal Trade Commission’s website and Charity Navigator to ensure their legitimacy.
  • Donate through secure methods like checks or credit cards. If you are asked for cash, gift cards, virtual currency or wire transfers, it is highly likely to be a scam.

Additional red flags

  • The caller may insist that you act quickly, saying the opportunity to donate is limited.
  • They may refuse to provide written information about the charity, or pressure you to donate before you can verify their claims.
  • Watch for signs of high-pressure tactics, such as threatening you with guilt or suggesting you’ll regret not immediately donating.

If you suspect a scam or have fallen victim to one, immediately report it to the local authorities.

You can also report suspected fraud to the FTC at ReportFraud.ftc.gov.

Stay informed, stay alert, and protect yourself and your community from fraud. Legitimate charities will always respect your decision to donate thoughtfully and at your own pace.